The Signature Care PPO network recognizes that area employers have varying needs to gain control of their healthcare costs. For that reason we have designed a portfolio of products to meet those needs. As you consider which product appears to be an appropriate fit, please consider the suggested guidelines. If your plan design varies slightly from these guidelines, contact us to determine for which product your group qualifies.
Signature Care EPO (Exclusive Provider Organization)
Our most aggressive product is built using a three-tiered plan design. The top tier is for the 14 EPO hospitals. Signature Care EPO employers will receive unsurpassed discounts at those facilities. However, all members still have access to the entire Signature Care network of more than 9,000 providers in Indiana and northwest Ohio.
The second tier is for all other Signature Care in-network services.
The third tier is for out of network services. The second and third tiers are similar to a typical plan design.
To qualify for EPO, we ask that the differentials are as follows:
| |
Coinsurance |
Deductible |
OOP Max |
| Tier 1 (EPO Hospitals) |
Starting Coinsurance |
Starting Deductible |
Starting OOP Max |
| Tier 2 (Other in-network) |
10% less than Tier 1 |
$1,000 more than Tier 1 |
$2,000 more than Tier 1 |
| Tier 3 (Out of network) |
30% less than Tier 1 |
$3,000 more than Tier 1 |
No Limit |
For additional information or to review a sample plan design, contact us.
Signature Care Exclusive 2 through Exclusive 4
Employers who choose an exclusive arrangement with the Signature Care PPO network are quick to discover the additional savings by forming that partnership. Whether you choose Exclusive 2, 3 or 4 you can expect more than just noteworthy discounts. Exclusive 2, 3 and 4 employers receive case rates on the most common inpatient procedures at Parkview facilities. As you progress to higher levels of exclusivity, you can expect additional discount savings.
The suggested differentials between in and out of network for Exclusive 2 through 4 are as follows:
| |
Coinsurance |
Deductible |
OOP Max |
| Exclusive 4 |
30% |
$2,000 |
$5,000 |
| Exclusive 3 |
30% |
$2,000 |
No Requirement |
| Exclusive 2 |
30% |
No Requirement |
No Requirement |
Signature Care Exclusive 1
While we recommend employers aim to start at Exclusive 2 in order to take advantage of the case rates, we recognize that it is not always possible. Signature Care Dual Choice employers are sure to see additional savings simply by moving to Exclusive 1.
The suggested differentials between in and out of network for Exclusive 1 are as follows:
| |
Coinsurance |
Deductible |
OOP Max |
| Exclusive 1 |
20% |
No Requirement |
No Requirement |
Signature Care Dual Choice
Employers can expect more substantial savings by choosing an Exclusive arrangement with Signature Care. However, we are aware that often companies prefer multiple options for their employees. With that in mind, we offer our Dual Choice product.
When Signature Care is offered with another network, the suggested differentials between in and out of network are as follows:
| |
Coinsurance |
Deductible |
OOP Max |
| Dual Choice |
20% |
No Requirement |
No Requirement |
Signature Care is an innovative network and appreciates that no two companies are alike. If you have multiple locations but would like to take advantage of these significant savings, contact us to learn more about your options.